Mortgage Blog

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Category: Financing (17 posts)

Tips for Improving Your Credit Score Before Applying for a Mortgage

Tips for Improving Your Credit Score Before Applying for a Mortgage

November 1, 2023 | Posted by: Blue Pearl Mortgage Group

Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage is ...

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Can Housing Upgrades Affect Your Insurance?

Can Housing Upgrades Affect Your Insurance?

July 26, 2023 | Posted by: Blue Pearl Mortgage Group

Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renovation. Home renovations are trendy right now due t ...

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Bank Of Canada Rate Update June 7, 2023

Bank Of Canada Rate Update June 7, 2023

June 7, 2023 | Posted by: Blue Pearl Mortgage Group

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...

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A Six-Step, Back to Basics Financial Plan for Most Every Canadian

A Six-Step, Back to Basics Financial Plan for Most Every Canadian

November 21, 2022 | Posted by: Blue Pearl Mortgage Group

It's a tough time to know what the right financial move is at the moment. Interest rates are increasing, while stocks are in bearish territory. It's easy to forget that there are smart things that you ...

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Saving For College: Four Tips For Parents

Saving For College: Four Tips For Parents

November 23, 2016 | Posted by: Blue Pearl Mortgage Group

One of the prime concerns of parents, especially parents of teenagers, is how their children will be able to afford college tuition. With prices going up each year at even state and community colleges ...

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Is Having No Credit As Risky As Having Bad Credit?

Is Having No Credit As Risky As Having Bad Credit?

October 12, 2016 | Posted by: Blue Pearl Mortgage Group

Let's clear up one misconception, right off the bat: having no credit is not the same as having bad credit. 'No credit' simply means that your credit history - which tracks your loans and repayments o ...

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Why Should I Repair My Credit?

Why Should I Repair My Credit?

September 14, 2016 | Posted by: Blue Pearl Mortgage Group

Your credit history is more than just a number; it affects nearly every aspect of your financial life. If you are suffering from a low credit score, you're probably an excellent candidate for credit r ...

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Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

June 13, 2016 | Posted by: Blue Pearl Mortgage Group

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

June 6, 2016 | Posted by: Blue Pearl Mortgage Group

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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What Is A Reverse Mortgage?

What Is A Reverse Mortgage?

January 30, 2016 | Posted by: Blue Pearl Mortgage Group

You may not be familiar with the term “reverse mortgage.” A reverse mortgage is a loan that is available to homeowners who are more than 62 years old. This loan allows them to convert a po ...

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Common Debt Mistakes

Common Debt Mistakes

January 2, 2016 | Posted by: Blue Pearl Mortgage Group

Debt is a common problem, but that makes it no less frustrating. At Blue Pearl Mortgage in Surrey, we offer debt consolidation services for people who feel they are in over their heads. We are proud t ...

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When Is Mortgage Financing In Vancouver Is A Good Idea?

When Is Mortgage Financing In Vancouver Is A Good Idea?

November 15, 2015 | Posted by: Blue Pearl Mortgage Group

Have you noticed that interest rates have gone down? Are you interested in switching to a different type of mortgage? When you choose to mortgage refinancing in Vancouver through Blue Pearl Mortgage G ...

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Don’t Believe These Debt Consolidation Myths

Don’t Believe These Debt Consolidation Myths

October 25, 2015 | Posted by: Blue Pearl Mortgage Group

While it’s very important that you get a handle on your debt, you should know that how you go about getting a handle on your debt is just as important! Here at Blue Pear Mortgage Group, we can h ...

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Poor credit? Advice for you

Poor credit? Advice for you

August 28, 2015 | Posted by: Blue Pearl Mortgage Group

In today’s economic landscape, people are finding themselves with more and more debt as they try and afford to purchase a home, and support a family. Langley is still one of the most affordable ...

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CMHC to Increase Mortgage Insurance Premiums

CMHC to Increase Mortgage Insurance Premiums

August 17, 2015 | Posted by: Blue Pearl Mortgage Group

OTTAWA, April 2, 2015 — As a result of its annual review of its insurance products and capital requirements, CMHC is increasing its homeowner mortgage loan insurance premiums for homebuyers ...

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Beginner’s Budgeting

Beginner’s Budgeting

August 1, 2015 | Posted by: Blue Pearl Mortgage Group

Special tip – we have a budget spreadsheet for you! Email us to info@bluepearlmortgage.ca to get yours! For many of us financial adjustment and budgeting is often one of our New Year& ...

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Taking Control to Live within your Means

Taking Control to Live within your Means

July 24, 2015 | Posted by: Blue Pearl Mortgage Group

Most of us understand that if we want to have the relief of financial independence that we must alter our spending to live within our means. For many this automatically brings to mind negative connota ...

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